• Mon, May 12, 2025

by: Local 12 WKRC Cincinnati

Do I really need a 20 percent down payment for a house?

It's possible to buy a house with much less than 20 percent down.

by: CBS News

Family without a home after fire rips through house in Evanston, Illinois

One firefighter was taken to a local hospital for heat exhaustion.

by: Fox 13

Florida home insurance: Reviewing the impact on state reforms

Articles and videos about Florida home insurance: Reviewing the impact on state reforms on FOX 13 Tampa Bay.
  • Tue, May 13, 2025

by: KFOR articles

Human smuggling suspect did not own Oklahoma home at time of controversial raid, despite claims shared by DHS

Weeks after federal immigration agents raided an Oklahoma City home and removed a U.S. citizen and her daughters at gunpoint, News 4 has uncovered documents disproving a claim shared by the U.S. Department of Homeland Security—which suggested the property was still owned by a woman indicted for human smuggling, at the time of the raid. Now—despite the fact records show the suspected human smuggler sold the well before a federal judge issued the search warrant for it, the U.S. Government is

by: Fortune

Current mortgage rates report for May 13, 2025: Rates stuck at elevated level

See Tuesday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

by: ThePrint

Upholding Calcutta HC ruling on CCTV surveillance inside shared home, SC reaffirms right to privacy

HC had ruled that installation of CCTV cameras inside a shared ancestral home without consent of co-occupants violates fundamental right to privacy under Article 21 of Constitution.

by: Newsweek

Denver's housing market hit by 'unprecedented' spike in homes for sale

The Colorado city is seeing an explosion in housing inventory, though prices have not yet reflected this boom.

by: syracuse.com

'House was just gone': Explosion in Upstate NY leaves 1 dead, 1 critically hurt, reports say

Neighbors said the explosion shook homes around the Lake View neighborhood and sounded like a plane or train crash.

by: WJZY

South Charlotte homeowner accused of setting his house on fire, arrested in Chicago: CFD

According to arrest records, 41-year-old Michael Edward Barnette was arrested on Friday, May 9.

by: WKRG

Mobile Fire Rescue on the scene of house fire at Jacksonville Drive

MOBILE, Ala. (WKRG) — Mobile firefighters are at a home on Jacksonville Drive that caught fire Tuesday evening. The call came in just before 6 p.m. News 5 has a crew on the scene who has witnessed the front part of the home charred. Wood from the home can be seen on the ground as […]
  • Wed, May 14, 2025

by: WSMV

House destroyed by 'suspicious' fire in Waverly

Multiple vehicles were also damaged in the fire on Duffle Street.

by: Fortune

What's included in the Republican 'ONE BIG, BEAUTIFUL' tax bill: Deep Medicaid cuts, estate tax breaks, and 'MAGA' accounts

The House Ways and Means Committee will meet Tuesday to consider the plan. Here's what's currently included for individuals.

by: WJZY

Homeowner arrested in Chicago, accused of Dilworth house explosion waives extradition to NC

CHARLOTTE, N.C. (QUEEN CITY NEWS) — The homeowner accused of blowing up his Dilworth home, causing an explosion and fire that forced neighbors at two other homes out, has waived extradition to North Carolina from Illinois. Lombardy Circle in Charlotte's Dilworth neighborhood has had some issues. "It's honestly been a bit of a nightmare living […]

by: Fortune

Current mortgage rates report for May 14, 2025: Rates take small step upward

See Wednesday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.
  • Thu, May 15, 2025

by: WMUR

Supportive housing for those with developmental disorders opens in Epping

New housing in Epping is opening to support people with developmental disorders and acquired brain disorders.

by: ABC

Fatal New Jersey house fire ruled a murder-suicide: Prosecutor

A massive fire on Sunday that leveled a New Jersey home where authorities recovered the bodies of a man and a woman has been ruled a murder-suicide.

by: Fortune

Current mortgage rates report for May 15, 2025: Rates mostly staying put

See Thursday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

by: WHIO

'Down came the whole thing;' Uprooted tree falls on house as result of severe storms

A mother and daughter were in their home when a tree collapsed down on their house early Thursday morning.

by: KITV

Hawaii remains in a severe housing crisis, new report says

Hawaii remains in a severe housing crisis. A new report from Wednesday by University of Hawaii researchers says high prices and mortgage rates have made homeownership unaffordable for most residents.

by: KTVI

New York Times features St. Charles home built in 1894

Within walking distance of Main Street in St. Charles, a two-story home built in 1894 was recently included in The New York Times.

by: KUTV

Your home's worth more than ever. But is borrowing against it a good idea now?

Yes, but be sure to crunch the numbers and be aware of the caveats of hocking your home.

by: WGME

Your home's worth more than ever. But is borrowing against it a good idea?

They can be, but be sure to crunch the numbers and be aware of the caveats.

by: WJZY

Dilworth home listed for sale before explosion, property records show

A Dilworth home that was intentionally set on fire by its owner was up for sale before the explosion.

by: KTRE

Dean-Keener-Crim Home hosting free open house in Kilgore

The 149-year-old home is located at 101 West Lantrip Street near downtown Kilgore.
  • Fri, May 16, 2025

by: Fortune

Current ARM mortgage rates report for May 16, 2025

See Friday's report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.

by: MarketWatch

Home builders and buyers face bleak picture in the spring. Weak housing starts illustrate why.

Spring is usually the time when construction companies build more homes in anticipation of rising sales. But for the third year in a row the picture in the housing market is bleak.

by: WIVB

Crews responding to apparent house explosion in Hamburg

BUFFALO, N.Y. (WIVB) — Fire crews are attending to an alleged house explosion on West Lane in Hamburg. Crews are currently on the scene. WIVB News 4 received multiple reports from nearby viewers who said their houses shook — even miles away from the scene. This is a developing story, and we will update as […]

by: Billboard

Sam Hunt Is at Home in Country Airplay Chart's Top 10 With 'Country House'

Sam Hunt's "Country House" has reached the Country Airplay chart's top 10.

by: KITV

Fire extinguished at a Kalihi house

Firefighters have eliminated any threat to a two-story home in Kalihi after a fire broke out on Friday morning.

by: Fortune

Current mortgage rates report for May 16, 2025: Rates tick up again

See Friday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop
  • Sat, May 17, 2025

by: NewsNation

Pope Leo's childhood home in Chicago is up for sale

The current owner in Dolton, Illinois, hit the real estate jackpot when Pope Leo XIV was elected the leader of the Catholic Church this month.
  • Mon, May 19, 2025

by: Newsweek

Builders have bad news for Donald Trump's housing market

The NAHB/Wells Fargo Housing Market Index (HMI) dropped six points to 34, mirroring the November 2023 reading.

by: WJZY

Is buying a home out of reach for most? Buyer's remorse, renting rising in US

Chief Business Correspondent Taylor Young reports on a decline in homeownership in the U.S. and the regret many feel about making the big purchase.

by: HousingWire

Inventory back to 2019 levels and what that means for 2025

Unsold inventory of homes on the market continues to grow. There are 33% more homes on the market now than at this time last year.

by: WTVD

Crews battle huge fire at two-story home in Garner

Flames were seen shooting 30 feet above the roof of the two-story home as firefighters attacked the blaze from multiple directions.

by: UPI

Texas home 'leveled to the ground' in massive explosion - UPI.com

Officials in Austin, Texas, are investigating a massive explosion Sunday that leveled one house, injured several people and left nearly two dozen other homes in the area damaged.
  • Tue, May 20, 2025

by: Fortune

Current mortgage rates report for May 20, 2025: Rates take slight dip

See Tuesday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

by: wjla

Why recession fears shouldn't derail your homebuying plans

Unless you have specific reasons to be concerned about your job, a recession may actually be a good time to buy a home.

by: PBS

NJ Spotlight News | Family to rebuild after home torched in antisemitic attack | Season 2023

Community support for family caught up in 'bias crime spree'

by: WJZY

'It's entirely engulfed in flames': 911 calls released in Dilworth home explosion following homeowner's arrest

CHARLOTTE, N.C. (QUEEN CITY NEWS) — Newly released 911 calls from neighbors reveal the moment a home exploded in a Dilworth neighborhood. "I think a house just blew up, like there was a loud bang and I'm looking at it and it's entirely on fire," a caller said. Around 6:15 a.m. on May 2, authorities […]

by: BBC

Local homes poster on estate condemned as vile

BBC News NI saw about a dozen posters in a south Belfast housing estate on Tuesday night.

by: ThePrint

Listed Developers Strengthen their Hold on India's Residential Real Estate

NewsVoir New Delhi [India], May 20: A significant chunk of home buyers seems to be reposing their faith on developers who have constantly demonstrated their ability to complete projects on time without compromising on quality standards, particularly on listed entities. Show Full Article A peep into the annual performance of some of the reputed listed […]

by: BBC

Belvoir local homes for local people poster condemned as vile

BBC News NI saw about a dozen posters in a south Belfast housing estate on Tuesday night.

by: ThePrint

Sustainable Luxury: The Rising Demand for Eco-Friendly Homes in India

NewsVoir Delhi-NCR [India], May 20: Sustainability and green building practices have become essential pillars of the real estate industry. With growing environmental awareness, homebuyers are increasingly prioritizing eco-friendly living, prompting developers to lead the transition toward sustainable construction. This shift reflects a broader trend where luxury is no longer just about grandeur but also about […]
  • Wed, May 21, 2025

by: WMUR

Londonderry home destroyed in fire; firefighter taken to the hospital

A home in Londonderry was destroyed after a fire broke out Friday night, officials said.

by: WGME

Does buying a home in retirement make sense?

If you're retired, buying a house may seem a little daunting, especially if you're looking at getting a mortgage. Yet, homeownership remains a powerful aspiration even among older Americans. In fact, [...]
  • Thu, May 22, 2025

by: Fortune

Current mortgage rates report for May 22, 2025: Rates rising again

See Thursday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

by: ESPN

Arsenal's new 2025-26 home kit will get fans' hearts racing

The beat of the human heart is the inspiration behind Arsenal's unveiling of their new home jersey for the 2025-26 season.

Do I really need a 20 percent down payment for a house?

It's possible to buy a house with much less than 20 percent down.
The article from Local12 discusses the traditional guideline of making a 20% down payment when buying a house, which helps avoid private mortgage insurance (PMI) and can lead to better loan terms. However, it also highlights that many buyers today opt for lower down payments, with options as low as 3% or even 0% for certain loans like VA loans. The piece explains that while a smaller down payment can make homeownership more accessible, it results in higher monthly payments and more interest paid over the life of the loan. It also touches on the importance of considering one's financial situation, including savings for emergencies and other costs associated with home buying, before deciding on the down payment amount.

Read the Full Local 12 WKRC Cincinnati Article at:
https://local12.com/money/mortgages/20-percent-down-payment-for-house