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Current mortgage rates report for May 20, 2025: Rates take slight dip

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See Tuesday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.
On May 20, 2025, mortgage rates have seen a slight decrease, with the average 30-year fixed-rate mortgage at 6.5% and the 15-year fixed-rate at 5.875%. This drop is attributed to recent economic data suggesting a slowdown in inflation, prompting investors to adjust their expectations for future Federal Reserve actions. Despite the decline, rates remain higher than historical averages, impacting affordability for potential homebuyers. Experts suggest that while rates may fluctuate, the overall trend could be downward if inflation continues to moderate. Homebuyers are advised to compare rates from multiple lenders and consider locking in a rate if they find a favorable offer, given the uncertainty in the economic outlook.

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