Howmuchdoyouneedtomaketoafforda 1millionhouse Wellhelpyoudothemath

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Howmuchdoyouneedtomaketoafforda 1millionhouse Wellhelpyoudothemath

//house-home.news-articles.net/content/2025/04/1 .. oafforda-1millionhouse-wellhelpyoudothemath.html

Published in House and Home on Wednesday, April 16th 2025 at 12:50 GMT by Fortune
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

We'll break down the 28/36 rule, consider whether you might need a jumbo loan, and consider how much house $1 million actually buys.

Orbitz

To afford a $1 million home, a buyer typically needs an annual income of around $220,000, according to an analysis by Fortune. This figure is based on a 20% down payment, a 30-year fixed mortgage at a 7% interest rate, and the assumption that housing costs should not exceed 30% of gross income. The calculation also factors in property taxes, homeowners insurance, and mortgage insurance if the down payment is less than 20%. The required income can vary significantly depending on local property taxes, insurance rates, and other regional costs, but the $220,000 benchmark provides a general guideline for prospective buyers in the current economic climate.

Read the Full Fortune Article at:
[ https://fortune.com/article/how-much-income-do-you-need-to-afford-1-million-home/ ]

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