• Fri, July 4, 2025

by: Newsweek

Texas housing market going backward as homes up for sale hit 14-year high

The number of homes for sale in Texas has reached levels unseen in the state since the national housing recession in 2011.

by: WHIO

Driver dead after truck hits Kettering home

A driver is dead after a truck hit a house in a local neighborhood on Friday morning.

by: WLWT

Multiple Cincinnati crews respond to West End house fire

Multiple crews responded to a house fire in the West End on Friday.

by: NewsNation

Canadian buyers are losing interest in US housing, Redfin data shows

Canadian visits to the U.S. were already declining. Now, their interest in American real estate is slipping.

by: WTVM

Investigation underway after home shot up in Columbus

Columbus police are investigating after a shooting near Doyle Avenue in Columbus.

by: TheNewsCenter

Vienna home damaged from early morning fire

No one was injured after a fire broke out around 7 a.m. in Vienna.

by: WHIO

UPDATE: Busy street closed after truck hits Kettering home

Multiple officers and medics have responded to reports of a truck crashing into a house in a local neighborhood.
  • Sat, July 5, 2025

by: WGME

Portland The Homeowner's Checklist | News, Weather, Sports, Breaking News

WGME CBS 13 provides news, sports, weather and local event coverage in the Portland, Maine area including Lewiston, Augusta, Brunswick, Westbrook, Biddeford, Saco, Sanford, South Portland, Kennebunk, Bangor, Freeport, Buxton, Windham, Auburn, Waterville, Scarborough, Gorham, Yarmouth, Standish, Falmouth, Poland, Rockland, Bath.

by: Newsweek

California city's housing market "exploding"

Inventory in the San Francisco metro area has jumped over the last year, as buyers are priced out of the market.

by: WMUR

Video captures minivan crashing into New Hampshire home

Video captured a minivan crashing into a Bedford home on July 4.

by: KITV

Firefighters extinguish garage fire at a Manoa home

There's no threat to the neighborhood of Bennion Drive after firefighters doused the large flames that took over a garage at a house in Manoa.
  • Mon, July 7, 2025

by: WPXI

Car Crashes Into House in Charleroi, Pennsylvania

Charleroi Fire Department officials say they were called to the area of Eighth Street and Prospect Avenue at 1:48 p.m. for a car that had struck a home.
  • Tue, July 8, 2025

by: Forbes

New CA Law May Make Your Next Home Search Easier More Affordable

Gavin Newsom signed legislation reforming CEQA. Cal Matters announced on that same day: "One of the biggest obstacles to building new CA housing has now vanished."
  • Wed, July 9, 2025

by: MarketWatch

Steve Doocy Sells $1.8 Million New Jersey Property in Record Time

Fox host Steve Doocy has found a buyer for the 4-bedroom home just a few weeks after stepping down from his role on "Fox & Friends."

by: ThePrint

A Seasonof Celebration Houseof Suryas Grand Annual Sale 2025 Begins 10th July

NewsVoir New Delhi [India], July 9: House of Surya, one of India's most iconic ethnic fashion destinations, is set to usher in the festive spirit with its much-awaited Grand Annual Sale 2025, starting 10th July. Far beyond a traditional sale, this festive retail celebration is Surya's heartfelt tribute to the community of shoppers who've made [ ]

by: CNN

High Mortgage Rates Continue to Challenge US Homebuyers in Mid-2025

Average mortgage rates in the US have hovered above 6% for nearly three years. Many Americans who purchased homes during this stretch may have expected rates to fall by now, offering a chance to refinance. But so far, relief hasn't come.

by: KITV

Mountain View, Hawaii House Fire Claims One Life: Investigation Underway

A fire on Huina Road resulted in one fatality, and authorities are currently investigating the cause.
  • Fri, June 27, 2025

by: fox6now

Brad Pitt's Los Angeles home was burglarized; Gino has the scoop

Gino Salomone joins FOX6 WakeUp with the Hollywood headlines.

by: ThePrint

Cash kyun? EMI karo! Rakul Preet backs smart shopping with Bajaj Finserv Insta EMI Card

NewsVoir Pune (Maharashtra) [India], June 27: During a recent live session, actress Rakul Preet Singh shared the touching story of her friend who had worked hard to buy her dream home. However, buying the house was just the beginning of her journey - the friend needed furniture, appliances, and electronics to make the house feel [ ]

by: KUTV

How to buy a new house before selling yours

Buying a new home before selling your old one is possible, but it's tricky.

by: WHIO

Fire destroys home, causes roof collapse in Xenia

A fire destroyed a home in Xenia on Friday.
  • Sat, June 28, 2025

by: deseret

How a community rallied to help a football coach with ALS

Community members including builders, nonprofit, realtors and others have works to create affordable home for coach and his family.

by: People

Brad Pitt's Home Burglarized After Thieves Enter Through Front Window and Ransack His Property, Police Say

Brad Pitt's home in the Los Feliz neighborhood of Los Angeles has allegedly been burglarized. The burglary occurred at approximately 10:30 p.m. on Wednesday, June 25, the Los Angeles Police Department confirmed.

by: CNET

How a Recession Impacts Mortgage Rates, According to This Realtor

Will an economic downturn make the housing market affordable again? It's complicated.

by: WGAL

Lightning strikes roof of home, catching it on fire in Ephrata

Lightning from a severe thunderstorm struck a house, catching it on fire in Lancaster County.
  • Sun, June 29, 2025

by: KITV

Three new Lahaina homes dedicated to fire survivors by Christian relief organization

Three newly-built homes in Lahaina were unveiled to families this weekend who survived the 2023 wildfires, given to by a Christian relief organization.

by: Patch

Costco's Big Change | $300K Homes | In-N-Out's 'Bizarre And Lewd' Lawsuit: CA Business News

Catch up with the latest CA consumer and business news, plus under-the-radar stories and the week's best sales and freebies.
  • Mon, June 30, 2025

by: CNET

Home Loan Rates Improve for Borrowers: Today's Mortgage Rates on June 30, 2025

A couple of major mortgage rates are decreasing. It's still expensive to buy a house, but any dip in rates is good news in the housing market.

by: Newsweek

Housing market warning issued: "No one is buying new homes"

Sales of new homes are falling as inventory rises, discouraging builders from starting new construction projects.

by: 7NEWS

Charity owners hit by devastating house fire

'It's everything to me, I've devoted my whole life to this place'.
  • Tue, July 1, 2025

by: Newsweek

California housing to change under new law: What to know

Gov. Gavin Newsom called the move the "most consequential housing reform that we've seen in modern history."

by: Bloomberg

UK House Prices Post Sharpest Drop Since 2023, Nationwide Says

UK house prices fell the most in more than two years in June in a sign buyers are under pressure after an increase in transaction taxes in April, according to one of Britain's top mortgage lenders.

by: KITV

Waianae house fire leaves 7 residents without a home | News | kitv.com - KITV Island News

WAIANAE, Hawaii (Island News) -- Firefighters extinguished a house fire in Waianae in at Pohakea Place that left seven residents displaced. The Honolulu Fire Department received a 911 call on ...

by: Variety

Damon Wayans on Poppa's House Cancellation: Walking Away With Gratitude - Variety

Damon Wayans has reacted to the news of his show "Poppa's House" being canceled by CBS, writing in a lengthy Instagram post that he's "walking away with deep gratitude." CBS announced ...

by: KTVI

House explosion rocks IL neighborhood, injuring family of 5

According to relatives, the family informed officials, calling for help after they smelled gasoline.

by: KTVU

Newsom signs 'the most consequential housing reform in modern history'

Gov. Gavin Newsom has signed two housing bills into law, aimed at making it easier and faster to build new housing.These new laws are supposed to help break down the barriers to building new housing and speed up production while reducing costs.

by: HousingWire

California strikes environmental law that choked new housing

California has rescinded parts of longstanding environmental law that critics say has stifled new home construction.

by: ABC7

Gov. Gavin Newsom signs new bills aimed to fix California's housing crisis

Governor Gavin Newsom signed legislation on Monday aimed at improving the state's housing crisis.

by: WGAL

We spoke to the experts: Here's how to stay safe in the event of flooding inside your home

WGAL News 8 sat down with Antonio Santiago and Joey Baker from Paul Davis Restoration about how people can stay safe and clean up effectively if their home has flooded.

by: SFGate

White House Rose Garden Designer's Cape Cod Estate Where Socialite Hosted JFK and Jackie Hits the Market for $23.9 Million

The post White House Rose Garden Designer's Cape Cod Estate Where Socialite Hosted JFK and Jackie Hits the Market for $23.9 Million appeared first on Real Estate News & Insights | realtor.com .

by: Yahoo

The Hill House Home x Peppa Pig Capsule Is Mummy-and-Me Fashion at Its Finest

Founded in 2016, Hill House Home is a fashion and lifestyle brand that exudes whimsy. Since going viral in 2019 with the launch of its cult-favorite product, The Nap Dress, Hill House's product lineup has further expanded into fashion, loungewear, home decor, bedding, bath and baby.

by: Variety

Brad Pitt's House Break-In: L.A. Home Burglarized by Three Suspects

Police are investigating a break-in at a Los Angeles home reportedly owned by Brad Pitt, who has been away promoting his new film "F1." Plus Icon Film Plus Icon TV

by: Yahoo

'Full House' Star Says Mary-Kate and Ashley Olsen Not Returning for 'Fuller House' was a 'Missed Opportunity'

'Full House' Star Says Mary-Kate and Ashley Olsen Not Returning for 'Fuller House' was a 'Missed Opportunity' originally appeared on Parade. 'Full House' star Andrea Barber is wishing the world could have seen a grown up Michelle Tanner.
  • Wed, July 2, 2025

by: ABC7

California overhauls landmark environmental law to speed up housing construction

"This is the most consequential housing reform that we've seen in modern history in the state of California, long overdue," Gov. Newsom said at the bill signing ceremony.

by: BBC

London housing: Social homes plan to help capital's crisis

The government pledges up to 11.7bn to London as part of its Social and Affordable Homes scheme.

by: WPXI

Garage collapses into house in Homewood

A garage partially collapsed into a house in Homewood on Wednesday.
  • Thu, July 3, 2025

by: 7NEWS

Gunman on run after shots fired at home

'We heard six shots, and we looked at out the window and I didn't see anything.'

by: WGME

What happens to a HELOC when you sell your house?

Your home equity line of credit's life ends but the debt doesn't just disappear.

San Antonio Mortgages | News, Weather, Sports, Breaking News

WOAI NBC News Channel 4 San Antonio provides local news, weather forecasts, traffic updates, investigations, and items of interest in the community, sports and entertainment programming for San Antonio and nearby towns and communities in South Central Texas, including Windcrest, Uvalde, Universal City, Somerset, Seguin, Schertz, San Marcos, Sabinal, Poth, Poteet, Pleasanton, Pearsall, Braunfels, Live Oak, Kerrville, Hondo, Helotes, Goliad, Fredericksburg, Floresville, Eagle Pass, Devine, Del Rio, Cuero, Crystal City, Converse, Cibolo, Castroville, Carrizo Springs, Boerne, Bandera.
The webpage at "https://news4sanantonio.com/money/mortgages" provides comprehensive information on various aspects of mortgages, aimed at helping potential homebuyers and homeowners understand the mortgage process, types of mortgages, and related financial considerations. The content is structured to guide readers through the complexities of mortgage financing, offering insights into different mortgage products, the application process, and tips for managing mortgage payments effectively.

Introduction to Mortgages

The page begins with an introduction to what a mortgage is, explaining that it is a loan used to purchase real estate, typically with the property itself serving as collateral. It emphasizes the importance of understanding the terms of a mortgage, including interest rates, repayment periods, and other fees, to make informed decisions.

Types of Mortgages

The section on types of mortgages is extensive, detailing the various mortgage products available to consumers. It covers:

  • Fixed-Rate Mortgages: These are described as loans with an interest rate that remains constant throughout the life of the loan. The page explains that fixed-rate mortgages are popular among those who prefer the predictability of consistent monthly payments.

  • Adjustable-Rate Mortgages (ARMs): This type of mortgage is explained as having an interest rate that can change periodically based on market conditions. The page discusses the potential benefits of lower initial rates and the risks associated with fluctuating payments.

  • Government-Insured Mortgages: The content delves into mortgages insured by government agencies, such as FHA loans, VA loans, and USDA loans. Each type is described in detail, including eligibility criteria, benefits, and how they differ from conventional loans.

  • Jumbo Loans: These are explained as mortgages that exceed the conforming loan limits set by government-sponsored enterprises like Fannie Mae and Freddie Mac. The page discusses the higher interest rates and stricter qualification requirements associated with jumbo loans.

  • Interest-Only Mortgages: The page explains that these loans allow borrowers to pay only the interest for a certain period, after which they must start paying the principal. It highlights the potential benefits and risks of this type of mortgage.

  • Balloon Mortgages: These are described as loans with a large, final payment due at the end of the term. The page discusses the suitability of balloon mortgages for those who anticipate a significant increase in income or plan to sell the property before the balloon payment is due.

    The Mortgage Application Process

    The section on the mortgage application process is thorough, guiding readers through the steps involved in applying for a mortgage. It covers:

  • Pre-Approval: The page explains the importance of getting pre-approved for a mortgage, which involves a lender reviewing a borrower's financial situation to determine how much they can borrow. It discusses the documents needed and the benefits of pre-approval.

  • Choosing a Lender: The content provides tips on selecting a lender, including comparing interest rates, fees, and customer service. It emphasizes the importance of shopping around to find the best deal.

  • Application: The page details the mortgage application process, including the forms and documentation required, such as income verification, credit reports, and property appraisals.

  • Underwriting: This section explains the underwriting process, where the lender assesses the risk of lending to the borrower. It discusses the factors considered, such as credit score, debt-to-income ratio, and the loan-to-value ratio.

  • Closing: The content covers the closing process, including the final review of loan terms, signing of documents, and payment of closing costs. It emphasizes the importance of understanding all terms before signing.

    Managing Mortgage Payments

    The page offers advice on managing mortgage payments effectively, including:

  • Budgeting: It provides tips on creating a budget that includes mortgage payments, emphasizing the importance of living within one's means.

  • Refinancing: The content explains the concept of refinancing, where a borrower replaces their existing mortgage with a new one, potentially at a lower interest rate. It discusses the costs and benefits of refinancing.

  • Making Extra Payments: The page suggests making extra payments on the principal to reduce the total interest paid over the life of the loan and pay off the mortgage faster.

  • Dealing with Financial Hardship: It offers guidance on what to do if facing financial difficulties, including communicating with the lender, exploring loan modification options, and seeking assistance from housing counselors.

    Additional Considerations

    The page also covers additional considerations related to mortgages, such as:

  • Private Mortgage Insurance (PMI): The content explains that PMI is required for conventional loans with a down payment of less than 20%. It discusses how PMI can be removed once the borrower has built up enough equity in the home.

  • Home Equity Loans and Lines of Credit: The page describes these as options for borrowing against the equity in a home, explaining the differences between the two and their potential uses.

  • Tax Implications: It discusses the tax implications of mortgage interest, including the potential for deducting mortgage interest on federal income taxes.

  • Impact of Credit Score: The content emphasizes the importance of a good credit score in securing favorable mortgage terms, offering tips on improving and maintaining a high credit score.

    Conclusion

    The webpage concludes by reiterating the importance of understanding mortgages and making informed decisions. It encourages readers to use the information provided to navigate the mortgage process confidently and to seek professional advice when needed.

    Overall, the content at "https://news4sanantonio.com/money/mortgages" is a comprehensive resource for anyone looking to understand mortgages, from the basics to more complex aspects. It covers a wide range of topics, providing detailed explanations and practical advice to help readers make informed decisions about their mortgage financing.

    Read the Full news4sanantonio Article at:
    https://news4sanantonio.com/money/mortgages

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