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Baby boomers are buying more homes than millennials
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Baby boomers are buying more homes than millennials

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Older buyers — who are more likely to purchase homes with cash — have been less affected by elevated mortgage rates.
Baby boomers are increasingly dominating the U.S. housing market, with a recent report from the National Association of Realtors indicating that they now account for 39% of home purchases, surpassing millennials who make up 28%. This trend is driven by baby boomers' financial advantages, including higher incomes and home equity, which enable them to outbid younger buyers. Many boomers are either downsizing from larger family homes or investing in vacation and rental properties, further fueled by the rise of remote work. The report also highlights regional variations, with baby boomers particularly active in the Midwest and South, while millennials face challenges due to student debt and affordability issues, impacting their ability to compete in the housing market.

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