We Bought a Home in an Expensive Housing Market. It Was the Right Move

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We Bought a Home in an Expensive Housing Market. It Was the Right Move

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We Bought a Home in an Expensive Housing Market. It Was the Right Move

//house-home.news-articles.net/content/2025/03/0 .. ensive-housing-market-it-was-the-right-move.html

Published in House and Home on Thursday, March 6th 2025 at 9:50 GMT by CNET
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

This scenario is playing out across the US in multiple markets, where homeowners are staying put and refusing to give up their 3% rates. So even if you're lucky enough to find a home for sale, get preapproved and feel comfortable with the mortgage rate, "you still have to deal with the extraordinary competition," Driscoll said.

2025-03-06 196 x 110 / 7548 Bytes

The article from MSN Money discusses the experience of a couple who decided to buy a home in an expensive housing market, specifically in the San Francisco Bay Area. Despite the high costs, they found that purchasing a home was the right financial move for several reasons. Firstly, they were able to lock in a relatively low mortgage rate before rates increased, which made monthly payments more manageable than renting. Secondly, homeownership provided them with stability and the opportunity to build equity over time, which is not possible with renting. They also benefited from tax deductions associated with homeownership. The couple navigated the competitive market by being flexible with their expectations, making compromises on location and size, and acting quickly when they found a suitable property. Their decision was also influenced by the long-term perspective of potentially rising rental costs and the desire for a permanent place to call home, highlighting the strategic financial and emotional benefits of buying in a high-cost area.

Read the Full CNET Article at:
[ https://www.msn.com/en-us/money/realestate/we-bought-a-home-in-an-expensive-housing-market-it-was-the-right-move/ar-AA1AdWis ]

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