Top home security upgrades that can lower your homeowners insurance premiums

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Top home security upgrades that can lower your homeowners insurance premiums

//house-home.news-articles.net/content/2025/03/0 .. an-lower-your-homeowners-insurance-premiums.html

Published in House and Home on Thursday, March 6th 2025 at 16:09 GMT by AOL
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

While insurance rate hikes are inevitable, strategic home security upgrades can offset costs â€” though with varying savings. See how much top improvements might realistically lead to lower premiums.

The article from AOL Finance discusses how certain home security upgrades can lead to lower insurance rates. It highlights that insurance companies often offer discounts for homes equipped with security systems, smoke detectors, deadbolts, and other safety features because these reduce the risk of theft, fire, and other damages. Specifically, installing a monitored security system can potentially reduce premiums by 2-15%. Other upgrades like smart home devices, fire alarms, and water leak detectors also contribute to savings by preventing or mitigating damage. The article advises homeowners to consult with their insurance provider to understand which upgrades qualify for discounts and to ensure that the cost of installation is offset by the savings on premiums over time.

Read the Full AOL Article at:
[ https://www.aol.com/finance/home-security-upgrades-lower-insurance-rates-173246409.html ]