Should I get a home warranty? Are they worth it?

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Should I get a home warranty? Are they worth it?

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Should I get a home warranty? Are they worth it?

//house-home.news-articles.net/content/2025/04/1 .. uld-i-get-a-home-warranty-are-they-worth-it.html

Published in House and Home on Friday, April 18th 2025 at 16:10 GMT by WGME
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

Learn what a home warranty covers and when it's a good idea to get one.

Home warranty programs, which cover the cost of repairs or replacements for home systems and appliances, can be beneficial but come with considerations regarding their cost-effectiveness. These programs typically cost between $300 to $600 annually, with potential additional service fees per claim. While they offer peace of mind by covering unexpected repair costs, the actual savings depend on the frequency and cost of claims compared to the premiums paid. Consumer Reports suggests that for many, the cost of the warranty might outweigh the benefits, as the average claim might not exceed the total cost of the warranty and service fees. Therefore, homeowners should evaluate their specific needs, the age and condition of their home's systems, and compare the warranty's coverage and limitations before deciding if a home warranty program is a worthwhile investment.

Read the Full wgme Article at:
[ https://wgme.com/money/mortgages/do-home-warranty-programs-pay-off ]