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Current ARM mortgage rates report for May 8, 2025

^{Published on 2025-05-08 07:49:50 - Fortune}

See Thursday's report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.

On May 8, 2025, the current average rate for a 5/1 adjustable-rate mortgage (ARM) is 6.125%, while the average rate for a 7/1 ARM stands at 6.250%, according to Bankrate data. These rates reflect a slight increase from the previous week, influenced by economic indicators and Federal Reserve policies. ARMs offer lower initial rates compared to fixed-rate mortgages, making them attractive to borrowers expecting to move or refinance before the rate adjusts. However, potential borrowers should be aware that after the initial fixed period, rates can increase, affecting monthly payments. It's advisable to consider one's financial stability and future plans before opting for an ARM.

Read the Full Fortune Article at:
[ https://fortune.com/article/current-arm-mortgage-rates-05-08-2025/ ]

N@N

Current ARM mortgage rates report for May 8, 2025