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Mortgage bankers: Who they are and what they do in home lending

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Here, we explore what mortgage bankers do in the process of getting a home loan.
The article at the provided URL discusses the role of a mortgage banker, who is a professional that originates, processes, and underwrites mortgage loans. Mortgage bankers work for banks or mortgage companies and are responsible for helping clients find the best mortgage products to fit their needs, guiding them through the application process, and ensuring all necessary documentation is completed accurately. They also assess the creditworthiness of borrowers, set interest rates, and manage the loan until it is sold to investors or retained by the bank. The article emphasizes the importance of mortgage bankers in facilitating home purchases and refinancing, and highlights the need for strong communication and customer service skills in this profession.

Read the Full KUTV Article at:
[ https://kutv.com/money/mortgages/mortgage-banker ]