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What is a home appraisal? Everything you need to know

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          🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source
Mortgage lenders require appraisals to ensure they're not loaning you more than the home is worth.
The article from WJLA discusses the home appraisal process, which is crucial for determining a home's market value during mortgage applications or refinancing. It explains that appraisals are conducted by licensed professionals who assess various factors such as the property's condition, location, and recent sales of comparable homes. The article highlights the importance of appraisals in preventing overpaying for a home and ensuring fair lending practices. It also touches on potential issues like appraisal bias and the steps being taken to address these concerns, including new regulations and training for appraisers. Additionally, the piece offers tips for homeowners on preparing for an appraisal to achieve the best possible valuation.

Read the Full wjla Article at:
[ https://wjla.com/money/mortgages/home-appraisals ]