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San Diego Affordability Crisis Deepens

  //house-home.news-articles.net/content/2026/01/09/san-diego-affordability-crisis-deepens.html
  Published in House and Home on Friday, January 9th 2026 at 20:45 GMT by Times of San Diego

Key Findings from the 2024 Report:

• Housing Costs: The median home price in San Diego County sits at $985,000, significantly higher than the national average. Rent prices, while slightly more manageable, have also seen substantial increases in recent years, with average rents for a one-bedroom apartment exceeding $2,500 in desirable areas. The report highlights a widening gap between income levels and the ability to secure stable housing.
• Transportation Costs: San Diego's sprawling geography and historical dependence on automobiles have created a transportation-heavy cost structure. The average household spends over 18% of its income on transportation, including vehicle payments, fuel, insurance, and maintenance. While the city has made some investments in public transportation, ridership remains relatively low, and service coverage is still inadequate in many areas.
• Disproportionate Impact: Families earning less than $60,000 annually are particularly vulnerable. These households often spend upwards of 50% of their income on housing and transportation combined, leaving them with limited resources for other essential needs.
• Limited Progress: While city planners have attempted to increase housing density through rezoning and streamlined permitting processes, the rate of new construction hasn't kept pace with the growing demand and the rising cost of construction materials. Similarly, expansions to the public transit system are slow and expensive due to logistical and political hurdles.

Looking Ahead: Potential Solutions

Local economists and urban planning experts are advocating for a multi-pronged approach to address the affordability crisis. These potential solutions include:

• Increased Affordable Housing Supply: Incentivizing the construction of affordable housing units through tax breaks, density bonuses, and public-private partnerships remains a critical priority. Discussions are ongoing regarding inclusionary zoning policies that mandate a percentage of affordable units in new developments.
• Expanded Public Transportation: A significant expansion of the public transit system, including light rail and bus rapid transit lines, is essential to reducing reliance on automobiles and lowering transportation costs. Funding remains a key challenge, with debates centering on potential revenue sources such as sales taxes and congestion pricing.
• Wage Growth Initiatives: Policies aimed at increasing wages for low-income workers, such as raising the minimum wage and providing workforce training programs, could help offset the rising cost of living.
• Rent Control and Stabilization Measures: While politically contentious, discussions are resurfacing regarding rent control policies and other measures to stabilize housing costs for existing tenants. These proposals face strong opposition from landlords and developers.
• Remote Work Support: Further incentivizing and supporting remote work options, where feasible, can reduce transportation needs and potentially allow residents to live in more affordable areas.

San Diego faces a complex challenge. Without proactive and sustained intervention, the city risks losing its vibrancy and becoming increasingly inaccessible to those who contribute to its unique character and economy. The current situation demands bold solutions and a commitment to ensuring that San Diego remains a place where individuals of all income levels can thrive.