Mortgages Cool Off for Homeseekers: Current Mortgage Rates for June 4, 2025

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Mortgages Cool Off for Homeseekers: Current Mortgage Rates for June 4, 2025

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Mortgages Cool Off for Homeseekers: Current Mortgage Rates for June 4, 2025

//house-home.news-articles.net/content/2025/06/0 .. kers-current-mortgage-rates-for-june-4-2025.html

Published in House and Home on Wednesday, June 4th 2025 at 4:29 GMT by CNET
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

Some key mortgage rates declined. It's still expensive to buy a house, but any dip in rates is good news in the housing market.

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On June 4, 2025, mortgage rates have shown a slight decrease, offering some relief to homebuyers. The average rate for a 30-year fixed mortgage is now at 6.99%, down from last week's 7.05%, while the 15-year fixed mortgage rate stands at 6.45%, a drop from 6.50%. Adjustable-rate mortgages (ARMs) have also seen a decline, with the 5/1 ARM now at 6.25% compared to 6.30% the previous week. This cooling trend in mortgage rates could potentially stimulate more activity in the housing market, as lower rates typically make home buying more affordable. However, experts caution that rates may fluctuate due to ongoing economic factors, and potential buyers should stay informed and consider locking in rates if they find a favorable deal.

Read the Full CNET Article at:
[ https://www.cnet.com/personal-finance/mortgages/mortgages-cool-off-for-homeseekers-current-mortgage-rates-for-june-4-2025/ ]