Current mortgage rates report for May 14, 2025: Rates take small step upward

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Current mortgage rates report for May 14, 2025: Rates take small step upward

_{//house-home.news-articles.net/content/2025/05/1 .. or-may-14-2025-rates-take-small-step-upward.html}
^{Published in House and Home on Wednesday, May 14th 2025 at 3:29 GMT by Fortune}

See Wednesday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

On May 14, 2025, mortgage rates have seen a slight decrease, with the average 30-year fixed-rate mortgage at 6.5% and the 15-year fixed-rate at 5.875%. This drop is attributed to recent economic data suggesting a slowdown in inflation, prompting investors to adjust their expectations for future Federal Reserve actions. Despite the decline, rates remain higher than historical averages, impacting affordability for potential homebuyers. The article also notes that adjustable-rate mortgages (ARMs) are at 5.5% for a 5/1 ARM, offering a lower initial rate but with the risk of future increases. Experts suggest that while rates may fluctuate, locking in a rate soon could be beneficial for those looking to buy or refinance.

Read the Full Fortune Article at:
[ https://fortune.com/article/current-mortgage-rates-05-14-2025/ ]

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