Current mortgage rates report for May 12, 2025: Rates mostly steady for the moment

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Current mortgage rates report for May 12, 2025: Rates mostly steady for the moment

//house-home.news-articles.net/content/2025/05/1 .. -12-2025-rates-mostly-steady-for-the-moment.html

Published in House and Home on Monday, May 12th 2025 at 3:29 GMT by Fortune

🞛 This publication is a summary or evaluation of another publication
🞛 This publication contains editorial commentary or bias from the source

See Monday's report on average mortgage rates on different types of home loans so you can pick the best mortgage for your needs as you house shop.

2025-07-20 312 x 156 / 109294 Bytes

On May 12, 2025, mortgage rates have seen a slight decrease, with the average 30-year fixed-rate mortgage at 6.5% and the 15-year fixed-rate at 5.75%, according to Freddie Mac. This drop is attributed to recent economic data suggesting a slowdown in inflation, prompting expectations of potential Federal Reserve rate cuts later in the year. Despite the decline, rates remain higher than historical averages, impacting affordability for many homebuyers. The article also notes that adjustable-rate mortgages (ARMs) are averaging around 6%, offering a potentially more affordable option for those planning to move or refinance within a few years. Experts advise potential buyers to consider locking in rates soon, as the window for lower rates might be narrow, and to explore various mortgage products to find the best fit for their financial situation.

Read the Full Fortune Article at:
[ https://fortune.com/article/current-mortgage-rates-05-12-2025/ ]