Current ARM mortgage rates report for May 16, 2025

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Current ARM mortgage rates report for May 16, 2025

//house-home.news-articles.net/content/2025/05/1 .. t-arm-mortgage-rates-report-for-may-16-2025.html

Published in House and Home on Friday, May 16th 2025 at 3:29 GMT by Fortune
^{🞛 This publication is a summary or evaluation of another publication 🞛 This publication contains editorial commentary or bias from the source}

See Friday's report on average mortgage rates adjustable-rate mortgages so you can pick the best home loan for your needs as you house shop.

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On May 16, 2025, the average interest rate for a 5/1 adjustable-rate mortgage (ARM) in the United States was reported at 6.25%, while the average rate for a 7/1 ARM stood at 6.375%. These rates reflect a slight increase from the previous week, influenced by economic indicators and Federal Reserve policies. ARMs offer lower initial rates compared to fixed-rate mortgages, making them attractive to borrowers expecting to move or refinance before the rate adjusts. However, potential borrowers should be aware that after the initial fixed period, rates can fluctuate, impacting monthly payments. It's advisable for those considering an ARM to assess their financial stability and future plans before committing to such a mortgage product.

Read the Full Fortune Article at:
[ https://fortune.com/article/current-arm-mortgage-rates-05-16-2025/ ]